First of all, it is extremely rare for the yolk of an egg to become contaminated if the egg is reasonably fresh. Contamination only tends to occur when the egg is quite old and the yolk membrane weakens. (Source)
Now, that said, egg yolks begin to set at a temperature of 62° C (144° F), and salmonella can be killed at temperatures as low as 59° C (138° F), so it actually is possible to "cook" the yolk sufficiently to kill any bacteria without letting it set, but you have a very small window to work with, so you need to be careful. If the temperature is even 1° too low, you'll just be encouraging the spread of more bacteria, and if it's even 1° too high, you'll ruin your recipe because the yolk will set.
Nevertheless, if you have a reliable, uniform heat source, you could attempt to heat the egg to 60-61° C for about 1 minute.
Unfortunately, you won't be able to use the technique used in other recipes - such as Bavarian cream - of simply using the residual heat of the other wet ingredients to cook the yolk sufficiently for safety while not allowing sufficient time to set. Dark chocolate is the most heat-resistant but will easily burn at temperatures significantly above 50° C (125° F). Mixing the chocolate with cream may raise this temperature slightly, and I admit to not being certain of the exact amount, but I'm pretty sure it won't get you up to the required 59° C - and it really actually needs to be much higher than that because the temperature must stay that high for several seconds after adding the eggs.
So my advice to you is to either:
- Pre-cook the yolks very carefully to a temperature just below 62° C (use a thermometer!); or
- Use very fresh eggs from a reliable source; or
- Don't eat mousse made with egg yolks, if you can't tolerate the (very low) risk.
It is likely that prior to use there is minimal likelihood of the ingredients separating as the transport and shelf storage of the item is likely considered controlled. Once in a home kitchen, the problem is not with spoilage (there are plenty of preservatives in it), but that storage fluctuations and use may throw the emulsifiers.
Although I am inclined to dismiss the need for refrigerating it, the is likely that across a few million units, a less stable batch may make its way into a hot and then cold and hot and then cold kitchen and the contents would separate.
For big brands, a major focus is to ensure consistency among products in spite of quality or diverse ingredients; hence watery domestic beer (U.S.), Lay's potato chips, and refrigerated chocolate syrup that is harder to use than when stored at room temp.
Best Answer
Use sterilised glass jar/s similar to jam making and pickling, you can place some plastic wrap (cling film) over the top of the jar before sealing as an additional air/moisture barrier. Also think of possibly dividing into smaller portions.