Electrical engineering background, can I do electrical work on the house

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OK Folks, some introduction. I wasn't born in the US, I come from the underdeveloped world, where due to lack of resources it was usual to have a pair of bare wires acting as a light switch (seriously!) and there was no such thing as formal codes, NM-B wires, GFCI outlets and so forth. However, I studied electrical engineering early in my career (now I'm a software engineer), I am pretty familiar with US electrical codes (although not so involved in deep details, don't have time to read the full NEC book…).

The question is:

Can I do electrical work in my own house? I'm planning to install some lights in the attic, and I know for sure that I am not going to cause a fire hazard. I know how to install junction and switch boxes, run NM-B wiring, ground everything properly, following hot/neutral color codes, secure wires with staples, and so forth. I plan to run power out from an existing outlet in the existing circuit that powers that outlet and the typical attic light bulb. I plan to add 3 or 4 more lights and a new switch.

Am I supposed to ask for an electrical permit? If so, let's say that I don't ask for a permit and do the work? What problems could this imply if anyway, nobody knows what's inside my attic?

Just trying to save some bucks, since I feel pretty hesitant to hire an electrician and spend 100+ bucks for doing something so trivial to me. I would feel like an idiot, throwing away money, when I have seen poor electrical work done by supposedly "licensed contractors". Any ideas?

Best Answer

Contact your local building department, and ask them if this would require a permit, and if you can do the work yourself. That's the only way to know for sure, as different areas have different rules.

You'll likely have to pay a small fee for the permit, and have the work inspected at different stages of the job (or maybe only once it's done). Most areas let homeowners do the work, as long as it's inspected.

If you do unpermitted work in your home, and something does happen. Your insurance claim could be denied, and/or you could be held personally liable for injuries and damages to others and their property.