Like Mike Powell says, I think it's against code to stable wire to the bottom of joists. Regardless of that, there are many reasons not to do that:
- If you ever want to put up drywall, the wires are in the way
- It's ugly
If you're running parallel to joists, staple the wire to the inside of the joist every couple feet. The wire should be at least an inch away from the bottom edge (basically, if you ever cover it with drywall or some other ceiling, you don't want people putting nails etc into the cable).
If you're perpendicular to the joists, drill holes (I generally use a 1/2" spade bit for 14AWG NM), and then run the cable through those.
You should also have a staple within 12" of any bend or entrance to a box.
There is no problem with installing junction boxes above a suspended ceiling, as long as the box is less than 100 in.³ and securely fastened. National Electrical Code has this to say...
National Electrical Code 2014
Chapter 3 Wiring Methods and Materials
Article 314 Outlet, Device, Pull, and Junction Boxes; Conduit Bodies; Fittings; and Handhole Enclosures
II. Installation
314.23 Supports. Enclosures within the scope of this article shall be supported in accordance with one or more of the provisions in 314.23(A) through (H).
(D) Suspended Ceilings. An enclosure mounted to structural or supporting elements of a suspended ceiling shall be not more than 1650 cm3 (100 in.3) in size and shall be securely fastened in place in accordance with either (D)(1) or (D)(2).
(1) Framing Members. An enclosure shall be fastened to the framing members by mechanical means such as bolts, screws, or rivets, or by the use of clips or other securing means identified for use with the type of ceiling framing member(s) and enclosure(s) employed. The framing members shall be adequately supported and securely fastened to each other and to the building structure.
(2) Support Wires. The installation shall comply with the provisions of 300.11(A). The enclosure shall be secured, using methods identified for the purpose, to ceiling support wire(s), including any additional support wire(s) installed for that purpose. Support wire(s) used for enclosure support shall be fastened at each end so as to be taut within the ceiling cavity.
Code Violations
In the first image, the wires being spliced together like that violates NEC 300.15.
300.15 Boxes, Conduit Bodies, or Fittings Where Required. ... Where the wiring method is conduit, tubing, Type AC cable, Type MC cable, Type MI cable, nonmetallic-sheathed cable, or other cables, a box or conduit body shall be installed at each conductor splice point, outlet point, switch point, junction point, termination point, or pull point...
I've also noted some violations in the second image.
Click for larger view
Best Answer
I put in extra circuits quite often. They could have been for an option on the home that was not purchased with a speculation /track home (homes being built prior to purchased) it is cheaper when you hire a roping crew (they just pull wire based on the generic blueprints) then the electrician goes in and connects everything. If you don’t buy the upgrades they are not connected in the service panel. So they may be spares for additional lighting and or receptacles. Ask your builder to be sure but this will be the most likely answer. Don’t cut them off if you decide to use them in the future having them can save hundreds dollars for each circuit.