Since you're speaking in generalities, you can use the first person plural pronoun, even if you regard yourself as one of the exceptions (it's assumed that generalities can have exceptions). For example, I might say:
Us men, we never remember our anniversaries.
even if I happen to be a man who always remembers to make a reservation for our anniversary dinner well ahead of time.
I'm talking about men in general, and if I happen to be a man, that's the best way to say it – I should include myself in the first group, since I'm clearly a member of that group.
I suppose I could say:
Those men, they can never remember their anniversaries.
but that seems more fitting for a women to say, not a man. If a man says it that way, he's muddling the conversation, by creating three groups instead of two.
Since these kind of remarks are often intended to be somewhat humorous, we dampen the humor when we get so particular about the pronouns. It's better to be a little self-deprecating and include ourselves with the group, even if we don't exhibit the behavior.
When your friend says:
Indians are the worst drivers, we can take a turn from anywhere!
that's more likely to make me smile or laugh, whle:
Indians are the worst drivers, they can take a turn from anywhere!
sounds more like a peeve or a rant against others in a group that person belongs to, and some of the humor is lost.
To explain the comment which for some reason is not an answer, your soul is "it" because it is an attribute of yourself. If you mention any other attribute of yourself, whether physical (such as a body part) or abstract (such as an ability that you have), you always refer to it as "it." This also applies to your mind, heart (in the physical and non-physical sense), soul, etc., even if it could be said to have a personality or gender. It is not independent of you, therefore it is not a person (in and of itself), therefore it is considered an object for the purposes of grammar.
EDIT: see also this question. If the soul is considered an independent person, such as when describing the soul of someone in the afterlife, then it can receive a gender. In the linked question, the disembodied soul of a dead king is referred to as "he" (and the soul of a queen as "she").
Going by the above, assigning a gender implies personhood in this instance.
Best Answer
In English, a person is almost never referred to as "it". If you know that the person is male, say "he", and if you know the person is female, say "she". If you don't know, that gets into the whole subject of what pronouns to use for unknown gender, which has been discussed at length in response to other questions on this site.
"It" IS used to refer to a person in some special cases. The main one is when we need a pronoun as a place holder to connect to a noun. For example, "A friend of yours called yesterday." "Oh? Who was IT?" Especially if the point is to discuss whether the person is male or female. Like, "Alice had a baby." "Is IT a boy or a girl?" Saying "Is he a boy or a girl would seem a bit of a paradox.