Learn English – “I’ll be down first thing tomorrow”

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Can you help me figure out what does "I'll be down first thing tomorrow" mean exactly in this context?
And I also wonder if somebody uses that expression, and if so how frequently is it used? Because I have checked it on NGram and it didn't show me anything.

A: Can you change me my credit card from a college to a normal account?

B: Of course, but you will have to come to the bank to do that.

A: Alright, I'll be down first thing tomorrow.

Best Answer

In this context, 'down' is "any direction, but I'll arrive where you are".
In short, it means there, where you are.

"I'll be at your establishment early tomorrow" is the full intent.

The rest is 'pseudo-random direction' depending on the height difference, geographical centre, any vague hint of directionality.

Natives use these all the time.

"I'll be [up/round/down/in/about/over]" is relative to where the speaker considers they currently are in relation to where they're going. Uphill or downhill, out to the outskirts of the city or into the centre, indoors or outdoors, upstairs or down.

To the listener, they indicate some element of 'travel' but the absolute direction is often actually irrelevant to the overall meaning.

Late edit
I was assuming 'first thing' wasn't the issue.
If it is, then 'first thing' implies intent to be there at approximately opening time. It indicates the importance to the speaker of early arrival at that destination.

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