With conditionals (IF ... THEN), like your first example, the 'rule' (it's far more complicated, really, because some specific situations call for different constructions) is that the tense-bearing verb in the condition (IF) clause and WILL in the consequence (THEN) clause take the same past/non-past tense:
If the price goes [non-past] up I will [non-past] buy it.
If the price went [past] up I would [past] buy it.
If the price had [past] gone [perfect] up I would [past] have bought [perfect] it.
It is the function (IF or THEN) of the clause, not its position in the sentence, which governs:
I will [non-past] buy it if the price goes [non-past] up.
I would [past] buy it if the price went [past] up.
I would [past] have bought [perfect] it if the price had [past] gone [perfect] up.
Note that will here does not express tense; it implies consequence, not futurity. You may substitute may/might or can/could for will/would in all these examples.
The situtation is different in your 'shopping' example, where will/would in the subordinate clauses does express tense, and must be deployed accordingly. Let's look at two different situations:
She told me last week that she would go grocery shopping yesterday, but I told her her I would not be able to go with her.
In this case the shopping trip was in the future when you spoke with her but is no longer in the future; you must employ the past form of will.
She told me last week that she will go grocery shopping tomorrow, but I told her I will not be able to go with her.
She told me last week that she will go grocery shopping tomorrow, but I told her I would not be able to go with her.
In this case the shopping trip is still in the future; you were unable to accompany her then and you still are unable to accompany her. You may use either will or would, depending on which timeframe you want to communicate.
You can either say
People who have a strong will
or
People who are strong-willed
These are both correct usages. In your case, however, it seems that you have put the commas in the wrong place, as mentioned by @StoneyB.
Best Answer
The money is an object, not a subject. Meaning it can't do something -for example, transferring- by itself. So "The money will transfer" is wrong because it means just that.
"The money will be transferred tomorrow" means that transferring process will be done to the money, by someone/something else, not the money itself. Which makes more sense.