Learn English – What word would you use to describe the most interesting man in the world from the dos equis commercials

You could go with something like "Needs are those things that preserve life, health, home and

• financial stability
• solvency
• the ability to provide (as @JLG said)

In some Western monotheistic apologetics, transcendent describes the nature of something (usually the divine) that exists beyond the physical world (usually the spiritual). The immanent describes how something transcendent manifests itself in the physical world.