I'm wondering how can you ask a store for splitting the price of a good in parts and then paying it in some fixed intervals? I'm looking for something that's casual and not too formal.
I searched online and found some words which I provide in the following. But I'm doubting they might be very country/case specific.
- financing
- time plan
- installment plan (may work, but sounds very formal)
- hire purchase
Could you please elaborate as a native speaker?
Best Answer
Many popular department stores (e.g. Sears, Walmart, Kmart) offer Layaway services or plans for buying merchandise. Layaway programs were originally intended for people who wish to pay for their purchases in cash only, rather than on credit cards. I'm not sure if they still work strictly that way although this article from the Balance seems to suggest it: