If I own AC New Horizons, and have Nintendo Switch Online, it is a given that I can add/remove friends as well as visit other friend's islands. However, what I want to know is this — if I do not own New Horizons (say another family members owns it on their account on my Switch), but own Nintendo Switch Online, can I access online functions? And for other members on the island, can they use my Nintendo Switch Online capabilities if they neither own AC:NH or Nintendo Switch Online?
Does every local villager need Nintendo Switch Online to play online
animal-crossing-new-horizons
Related Solutions
User discussion of the game online seems to indicate that it does not, or at least that it isn't an especially robust filter:
(Image source: https://twitter.com/cacodemonfan/status/1240859064487141379)
The tweet in question also has replies featuring others' screenshots of names one would expect a language filter to catch.
Only Able sisters set up a permanent shop.
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Best Answer
While you would only need to purchase the game once for all local accounts on the switch (I confirmed this with a downloaded copy of the game), it appears that you do need to have an Online subscription for each account (source):