Manpower is a crucial factor in creating and maintaining larger armies.
From the ingame help text:
Manpower represents how many able men of military age your nation has available.
Manpower is used to recruit new troops and to reinforce armies that have suffered casualties in war.
Whenever you want to recruit a new troop, you have to "pay" 1,000 manpower. If you don't have enough manpower, you cannot raise new troops.
When your troops lose men in fights or because of attrition, they will automatically be restocked from your manpower pool. If you don't have enough manpower available, replenishing your troops will happen a lot slower. (capped by the speed with which your manpower regenerates)
The exception to this are mercenaries, which do not drain manpower when being built or replenished. Low manpower is one of the main reasons why you would want to recruit mercenaries.
To sum it up: Manpower can be a deciding factor in war. You will find that if you are taking heavy losses during war you will not be able to replenish your troops fast enough or raise new troops because of low manpower. This might give your opponent the necessary edge to conquer your lands.
You can find more info about the topic in the EU4 wiki entry on manpower.
If anyone else is having this problem, you just need to core 5 provinces, or the amount of provinces you need to have 5 in that place. You dont need 5 to colonize, you need 5 cores to make a colonial nation. Of course, colonize give you free cores.
Best Answer
You get access to ships once you reform / westernize.
Until then you are not able to build any. The idea is that a "boat" represents an equivalent of a european ship-of-the-line. Tribal nations didn't have anything comparable to them, no matter how entertaining it would be to see a fleet of wooden dinghies go up against a 36-cannon broadside.