Update 39 added perk decks that require perk points to unlock. But I don't know how to acquire these points, as it's not explained in the update log and I kind of skipped past the tutorial prompt.
How do I get perk points to spend?
Payday 2 – How to Get Perk Points
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Best Answer
You get perk points based on the amount of experience you gain. Currently, every 100-1000 EXP (depending on your level) gets you 1 perk point. This is done automatically, and you will see a nice little information prompt when go see your perk decks: