It's kind of hard to shop for clothes with a big bullet proof vest on. Is there a way to take off the armor after missions, or at least hide it?
Grand Theft Auto Online – How to Take Off Body Armor
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It looks to be cash earned from betting to get this achievement as you can see your progress on the Rockstar Social Club progress section. Below is a screenshot of my current cash earned (notice betting is a category):
You can purchase premium cars "online" using your in-game phone, browse those Vehicle websites.
Well, I assume you don't have much money at low levels, but if you do, you can purchase it at Level 1.
Best Answer
You can just hit the Select button on the PS3 or back on the Xbox 360 to access Inventory. There you can turn off the Armor option