Is Nintendo 3DS online server choice based on console region lock

The 3DS, unlike the Nintendo DS before it, is region-locked. There are 3 regions: North America, Japan and EU/Australia. So if you buy your 3DS in Australia, you'll need to purchase games from either the EU or Australia as well. Nintendo explained their reasoning in the following statement:

“Nintendo 3DS hardware is available in three versions: Japanese, American and European/Australian,” Nintendo told us in a statement.

“Nintendo has developed different versions of Nintendo 3DS hardware to take into account different languages, age rating requirements and parental control functionality as well as to ensure compliance with local laws in each region. Nintendo 3DS also offers network services specifically tailored for each region.”

It went on: “Additionally we want to ensure the best possible gaming experience for our users and there is the possibility that Nintendo 3DS software sold in one region will not function properly when running on Nintendo 3DS hardware sold in another.”

-Source

I have exactly the same setup - an iOS (iPhone5 right now) wall-to-USB adapter and a 3DS to USB cable - and it works fine for me. The 3DS detects that it's plugged into power and does charge.

I use this set-up occasionally when I'm traveling and don't want to take apart the whole cradle and charger system. It hasn't caused any harm yet, but I don't expect Nintendo to ever officially endorse it.