[RPG] In layman’s terms, does the Luckstone just give a passive +1 to all d20 rolls and saves except for death saves

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The description of the stone of good luck (or luckstone) says:

While this polished agate is on your person, you gain a +1 bonus to ability checks and saving throws.

In layman's terms, does the luckstone just give a passive +1 to all d20 rolls and saves except for death saves?

Because as far as I can see, all almost all d20 rolls have an ability tied to them to make a check or opposed check. The only one I can think of that does not use an ability with the d20 roll is death saves.

Best Answer

There are four types of d20 rolls in 5e:

  • Ability Checks,
  • Saving Throws,
  • Attack Rolls,
  • Miscellaneous (everything else).

The Stone of Good Luck gives its bonus to the first two - this includes death save throws because they are saving throws and Initiative because it is a dexterity ability check. It also gives its bonus to passive ability checks like passive Wisdom (Perception) because they are ability checks.

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