[RPG] What happens if a wizard reaches level 20 but has no 3rd-level spells that they can use with the Signature Spells feature

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At level 20, a wizard gains the Signature Spells feature. This allows them to choose two 3rd-level spells, and from then on they always have those spells prepared and can cast them once each without using a spell slot between rests.

What happens though, if a wizard reaches level 20 and does not have two 3rd-level spells in their spellbook for some reason? Is the ability suspended until they scribe two such spells in their spellbook?

Best Answer

You Gain Nothing

When you level up, you resolve all the aspects that go with leveling up at that time (though DM's often postpone the actual process of leveling up to the end of the adventure day).

If you have no qualifying spells to choose from, you don't meet the requirements for the feature, which by RAW means they would lose the ability to select spells for this feature. Since Signature Spells are selected when you level up, gaining 3rd level spells later won't be able to retroactively meet the requirements.