When a bag of holding is destroyed, the contents are scattered in the astral plane. If a person is inside the bag, what happens to their body? According to the accepted answer here: "Will loot you find on the astral plane while using astral projection remain when you leave it?" – you don't have a physical form in the astral plane. Is their body gone, forever? Or do they get a new body when they enter a physical plane?
[RPG] What happens to a person who is scattered to the astral plane when inside of a destroyed bag of holding
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Best Answer
That person is now physically on the Astral.
No it is on the Astral. I think you are conflating the effects of Astral Projection with physical planar travel. The poor individual that was kidnapped and placed in your Bag of Holding still exists physically on the Astral. You could use Astral Projection to find that person but can't really interact with it in a meaningful way. So I would say since your Astral Form is a duplicate of your physical and you don't seem to have a physical form you would not be able to carry any loot out of the Astral in this way although you could reasonably guide the poor individual around the Astral.
The person in the Bag of Holding keeps the body they have on the Astral plan since they are physically moving through the plane and not projected through magic as with Astral Projection.
As Matt Vincent stated Astral Projection and Plane Shift are ways to get to the Astral plane, however that Wiki is not "official" as far as I can tell and it leaves out the Gate spell as well as Color Pools.
Gate PHB p244
DMG p47 for Color Pools
For everything other than Astral Projection you are physically on the Astral Plane, just like any other plane of existence.