[RPG] When do the rolls and effects for saves end effects happen

You take damage at the start of your turn.

You make a saving throw at the end of your turn, unless something or someone grants you a saving throw. For example, Boots of Free Movement which have the following power:

Encounter (Minor Action)

Make a saving throw against a slow, immobilize, or restrain effect that a save can end.

Note that you cannot cheat by delaying your turn. If you are slowed until the end of your turn, it will last until you take your actions. Here is an excerpt from description of delaying which contains some other loophole closing rules as well:

Start of Your Turn: At the moment you delay, carry out the start of your turn normally.

End of Your Turn: You don’t have a normal end of your turn. Instead, the things you do at the end of your turn happen at two separate times.

End Beneficial Effects when You Delay: At the moment you delay, end effects that last until the end of your turn and that are beneficial to you or your allies. For example, if on your previous turn you stunned an enemy until the end of your next turn, the stunned condition ends. You can’t prolong a beneficial effect by delaying.

End Sustained Effects when You Delay: You can’t sustain a power if you delay. At the moment you delay your action, the “check actions spent” part of the end of your turn occurs. Because you haven’t spent an action to sustain any active powers, sustainable effects end.

End Harmful Effects after You Act: After you return to the initiative order and take your actions, end effects that last until the end of your turn and that are harmful to you. For example, if an enemy weakened you until the end of your next turn, the weakened condition ends. You can’t avoid a harmful effect by delaying.

Make Saving Throws after You Act: After you return to the initiative order and take your >actions, you make saving throws against effects on you.

Published in Player's Handbook, page(s) 288.

Also note the following about the "failed saving throws" (we didn't know this and it would have made a big difference last session):

Failed Saving Throw

Sometimes an effect changes as a target fails saving throws against it. The new effect, specified in a “First Failed Saving Throw” or a “Second Failed Saving Throw” entry, takes effect after the target fails a saving throw against the previous effect at the end of the target’s turn. The effect doesn’t change if the creature fails a saving throw against it at a time other than the end of its turn.

Published in Dragon Magazine 373.