Civilization – How to easily find enethe units / cities in Civilization 4

Are you talking about Goods and Materials?

As settlements produce goods, wagon trains can carry them to sea ports, where ships can transport them to Europe. ref

So you could also move them in wagon train in another city, to turn them into finished goods. The Guns and horses could also be moved using a standard unit.

From my experience, 3 military is good enough for average defense, it allows you to hold out till you can reinforce.

But for your style of play, perhaps 5-10 would be better, you don't want to many as it causes slow down in tech etc..., but then you don't want to get crushed. You should have more on the outer cities and reinforce from your inner ones, I try to always have 3 minimum in all cities, but doesn't always work, then any bigger cities up it to 4-5.

If you notice your enemies normally attack you with massive stacks, the only way to counter those are with a large stack yourself. Have 1 large stack that walks between cities and does the attacking, then leave 3 units in all your cities for normal defense, remember if you suddenly get attacked at a choke point (hopefully you have one) you can always reinforce from your other cities, knocking them down to 1-2 stuff like that.