Fallout – How far can I make a wire go

Yes, you need a special perk, Local Leader level 2, as told here and build stalls.

Local leader perk level 2 requires and gives :

2 CH 6, LVL 14 You can build stores and workstations at workshop settlements.

How you generate income :

Q: How do you earn money from your Settlements?

A: Learn Local Leader perk and then construct the different stalls in the Stores section

You got to collect the money from the settlement workshop, confirmed here :

Go to workstation storage and scroll to misc. You should see caps there when you get paid out

and here :

I just checked my workshop. if you hit transfer then scroll to misc there should be bottlecaps in there. I just found 50. you might have to wait a bit longer though

and also here

You were answered, it does indeed go into that settlement's workbench

You're not going to achieve the same level of damage resistance without power armor as you will with it. However, there is more to it than just the perks available on the perks screen, throughout the wastelands and the buildings in it there are a variety of books, here are some that I've found so far that will help:

Collectable books:

• Astoundingly Awesome 3 - Take 5% less damage from robots
• Astoundingly Awesome 5 - +5 poison resistance
• Astoundingly Awesome 10 - +5 radiation resistance
• Wasteland Survival 2 - Take 5% less damage from insects
• Wasteland Survival 8 - Take 5% less damage from melee attacks

Note that all of these "5% less damage taken" perks aren't included in your overall damage resistance rating, but the specific damage type resistance ratings are showing on the STAT > STATUS screen in Pip Boy.

Then you've got your perks:

• Toughness - +10 damage resistance per level
• Unstoppable - +1% chance to avoid all damage per level

From there you're looking at building up every piece of your armor to resist as much damage as possible. But you should know, even with the armor I've found so far I'm nowhere near power armor levels.